Terms and Conditions
These Terms and Conditions govern your use of the InsuranceNewZealand.co.nz website. By accessing or using this site, you agree to be bound by the terms outlined below. If you do not agree with any part of these terms, please do not use this site.
Use of the Website
You may use this website for personal, non-commercial purposes only. You agree not to use this site in any way that may harm, disrupt, or interfere with the proper functioning of the site or its services.
You must not use this site to post or transmit any unlawful, harmful, or misleading information. We reserve the right to restrict or terminate access to the site if these terms are violated.
General Information Only
The content on this website is provided for general informational purposes only. It does not constitute financial advice, nor is it intended to replace advice from a licensed financial adviser.
Any decisions you make based on the information provided are your own responsibility. If you require personalised financial advice, we encourage you to speak directly with a licensed financial adviser.
Third-Party Advisers and Referrals
InsuranceNewZealand.co.nz may refer your enquiry to a licensed financial adviser who is authorised to provide financial advice in New Zealand. While we take care to connect you with qualified professionals, we are not responsible for the advice or services provided by third parties.
By submitting an enquiry, you agree that your information may be shared with a licensed financial adviser for the purpose of providing assistance with your insurance needs.
Accuracy of Information
You are responsible for ensuring that any information you provide through this website is accurate, complete, and up to date. This includes any details submitted during a cover check, enquiry, or referral request.
Inaccurate or incomplete information may affect the ability of a financial adviser to provide appropriate advice or assistance.
Intellectual Property
The content and structure of this website — including text, branding, layout, and custom features — are the property of InsuranceNewZealand.co.nz or used under appropriate licences. Some images, icons, and design elements are sourced from third-party providers and are used in accordance with their terms.
You may view, share, or print content for personal, non-commercial use. You may not reproduce or use this content for any commercial purpose without permission, unless otherwise stated.
Limitation of Liability
While we aim to provide accurate and useful information, InsuranceNewZealand.co.nz does not guarantee the completeness, reliability, or suitability of any content on this site. We are not liable for any direct or indirect loss, damage, or expense arising from the use of this website or the referral process, including reliance on any information provided.
Your use of this site is at your own risk.
SMS Communications
By submitting your phone number on this website and ticking the consent checkbox, you agree to receive SMS messages from InsuranceNewZealand.co.nz. These messages may include:
Verification codes
Updates related to your enquiry or insurance cover
Follow-up messages from referred advisers
Message and data rates may apply depending on your mobile carrier plan.
You can unsubscribe from SMS messages at any time by replying STOP. For help, reply HELP or contact us at [email protected]
Carrier Disclaimer: Mobile carriers are not responsible for delayed or undelivered messages.
Age Restriction: By using this site and submitting your details, you confirm that you are at least 18 years old.
Privacy Policy
By using this website, you also agree to the terms of our Privacy Policy, which explains how we collect, use, and protect your personal information, including your phone number and SMS preferences.
Changes to These Terms
We may update these Terms and Conditions from time to time to reflect changes in our services, partnerships, or legal obligations. When we do, we will update the “Last updated” date at the bottom of this page.
Continued use of this website after changes are made will be considered acceptance of the updated terms.
Accuracy of Information
If you have any questions about these Terms and Conditions, or about using the InsuranceNewZealand.co.nz website, you can contact us at:
Email: [email protected]
Last updated: January 2026
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