Life Insurance

cover from $0.55/d

New to life insurance? Let's find you a deal!

• Cover from $100K - $1.5M

• Friendly, independent advisers (real humans, no hard sell)

• Quotes tailored to your life, budget and needs

⭐️⭐️⭐️⭐️⭐️

"Sorted it in a few days. Super simple, no pushy calls.”

-Josh T. from Tauranga

Choose what you'd like to get quotes for, then press NEXT below
Insurers tend to exclude any pre-existing conditions and if you were to change insurers it's likely that you would be excluded for any pre-existing conditions.

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⭐️⭐️⭐️⭐️⭐️ - Used by 1000s of Kiwi's
“I honestly didn’t think I needed to check anything. But this helped me spot a big gap in my cover — and I sorted it in a few days. Super simple, no pushy calls.”

-Josh T, Builder Tauranga

Our Providers

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Trusted by NZ Families

“I honestly didn’t think I needed to check anything. But this helped me spot a big gap in my cover — and I sorted it in a few days. Super simple, no pushy calls.”

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JOSH T.

Builder, Tauranga

“I thought my work cover was enough, turns out it barely covered anything outside of an accident. My Adviser made it super easy to check and fix that. Genuinely helpful.”

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RACHEL M.

Young professional, Wellington

“I’d put off thinking about insurance for years. This tool made it easy to get clear, and now I know my kids will be okay if anything happens.”

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MEGAN L.

Solo parent, Christchurch

Life Insurance FAQs

I already have cover, can you help me?

Perfect, we can help review your current coverage and whether this makes sense for you current situation. You may be able to get better deals elsewhere, but you may also be in the right spot for you. Either way, we'll look to spot and gaps, overlaps, or outdated policies. Many people are unknowingly underinsured or paying too much.

Can I compare quotes with this tool?

Not directly. We help you understand your current situation and what cover might be right by connecting you with trusted advisers who can take you through a range of quotes once they understand what's best for you.

How much does Life Insurance cost?

Premiums vary based on age, health, cover amount, and lifestyle factors. We'll work out what your premiums would be across a variety of providers after a quick chat.

How much Life Insurance do I need?

It depends on your income, debts, dependents, and future financial goals. If you have a large mortgage, multiple dependants, and are the sole income earner you may want higher cover vs. someone with no or little debt and dependants.

What can the payout be used for?

It can cover funeral costs, mortgage payments, debts, or provide income to support for your family.

Can I get Life Insurance if I have health issues?

Yes, though premiums may be higher and exclusions may apply, depending on the condition.

Insurance New Zealand is a free insurance check tool that helps Kiwis understand their cover and make informed decisions.

We connect you with trusted, independent advisers only if you choose to be contacted, no pressure, no spam, ever.

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